|
 |
Invest In Your Debt®
Textbook and Workbook
This course provides guidance on reclaiming the money currently going out
your door to make debt payments and putting it to better use: for you! The
average family following this program can, by investing in their debt, pay
off all of their consumer debt in just one to three years, their mortgage in
another four to five years, and save over $100,000 in interest along the
way. A must for anyone wanting to achieve true financial freedom. This is
available as a download or can be mailed. |
|
 |
Spend Smart® Textbook and
Workbook
These spend Smart® materials will help you find the
"extra" money needed to get ahead. Whether you make $12,000 or $120,000, you
can improve your financial situation without getting a raise. $pend $mart®
is the answer! This is available as a download or can be mailed. |
|
 |
Road to Financial Freedom
Monthly Newsletter
This monthly newsletter will keep you on track toward debt freedom. Each
month there are articles and tips about debt, usually focusing on the
problems of and solutions to consumer debt. These articles are written by
people who are experts in this field, and that have personal and
professional experience and knowledge that they want to pass on to others.
This will be mailed monthly to each client participating in a monthly
payment program. |
| |
Part One, Invest in Your Debt…The Basics
Part One, Invest in Your Debt…The Basics, is the first in a series of Educational Materials designed to help people participating in a debt settlement program rid themselves of burdensome debt. This text will introduce you to the basic philosophy of Invest in Your Debt, along with some specific aspects of the program that you can apply to your current situation. |
| |
Part Two, Invest in Your Debt…Spend Smart
Part Two, Invest in Your Debt…Spend Smart is the second in a series of Educational Materials designed to help people participating in a debt settlement program rid themselves of burdensome debt. This text will introduce you to ideas on reducing your monthly spending; to coming up with "extra money" in your budget, without diminishing your current lifestyle. |
| |
Part Three, Understanding the Trap
Part Three, Understanding the Trap, is the third in a series of Educational Materials designed to help people participating in a debt settlement program rid themselves of burdensome debt. This text will help prevent you from falling into the most common financial trap ever to have sprung upon an unsuspecting victim - the credit card - by helping you to understand why you do what you do, and how to change what you do. So here we go with Credit Cards and The Psychology of Buying. |
| |
Part Four, Spend Smart Basics
Part Four, Spend Smart Basics is the fourth in a series of Educational Materials designed to help people participating in a debt settlement program rid themselves of burdensome debt. This text will introduce you to the basic philosophy of Spend Smart, along with some specific aspects of the program that you can apply to your current situation. |
|
 |
Insurance Purchasing Tips
Handbook
Compare the prices and coverage of different insurance policies that meet
your specific needs. Learn how much coverage will provide financial security
for your loved ones when you're gone. Does that unpaid bill from a
department store purchase a couple of months ago affect how much you pay for
insurance? Yes it does - and it may even affect whether you can get
insurance at all, at least from some companies. This is available as a
download. |
|
 |
Checkbook Basics Handbook
The first place many people start to get into financial trouble is through
their checkbook. Although checks can run the color and design gamut from
basic blue with formal script to hot pink with Disney cartoon images, the
"how-to's" of maintaining a checking account are universal. Here are some
basic steps to help you keep an error-free register. This is available as a
download. |
|

|
Budgeting (Personal
Finance) Handbook
Planning your financial future requires that you start building a secure
foundation under your financial house today. However, many individuals begin
planning and investing for their future before they have a clear idea of
their present situation. One of the best ways to begin building for the
future is to create a monthly budget. Your monthly budget is the first step
in designing your overall investment strategy. This is available as a
download. |
|

|
Tips for Young Adults
Handbook
There are easy ways for young adults to manage their money. Spending and
saving wisely now will help you with bigger purchases later, such as a new
car or continued education. Advertisements and magazines are filled with
temptations to spend all you have at once. Stop and think about how much you
can afford to spend now and how much you want to spend later. This is
available as a download. |
|
 |
Divorce & Credit Handbook
If you're divorced or separated (or are thinking about
it), your next moves have to be smart. Here are some suggestions that can
help you make the right credit-related decisions for your unique situation.
Whether you're starting out on your own and need to establish credit, moving
to or buying a new home, or even if you are now the primary bill payer, it's
critical for you to be familiar with the information on your credit report.
This is available as a download. |
|
 |
Money Management for
Newlyweds Handbook
With the increasing number of couples getting married,
this is an excellent time to review the financial aspects of a new marriage.
While most soon-to-be newlyweds are concentrating on the wedding night, it
is not uncommon to find that most couples have not discussed the financial
stuff. There are simple steps every newly married couple can use to build a
successful financial future. This is available as a download. |
|

|
Money Smart Kids Handbook
The spending habits of kids are being watched by some of the world's largest
corporations. Why is this so? Two reasons exist for this intense interest.
First, the kids of today will be the consumers of tomorrow. Secondly, this
group of the population has the largest amount of disposable income. As the
economy continues its strong growth rate and incomes continue to rise
parents are giving their children more money to spend. This is available as
a download. |
|
 |
Tips for the Elderly
Handbook
Spending patterns of older households differ not only by income, but
according to work status. Older workers allocate more to retirement,
pension, and Social Security funds, while the nonworking elderly spend more
on food prepared at home and health care. Do you have enough retirement
income and savings to provide for your needs? Should steps be taken to help
stretch your assets over your life expectancies? What if you eventually need
nursing home care? Getting familiar with important information now will be
much easier than trying to find this information if you become physically or
mentally impaired. This is available as a download. |